Confused about Individual Health Insurance?? Then Check out Indigo Health Insurance for more information about Health Insurance in Indiana
What is individual health insurance?
Individual health insurance is coverage which a person buys independently. It can be sold to a single individual, to a parent and dependent children, or to a family. The majority of Americans get their health insurance coverage through an employer or through a government program, but 5% of the population purchases private health coverage on an individual basis. Each state separately regulates how individual plans may be marketed and sold.
How can I buy individual health insurance coverage?
In almost each state, individual health insurance coverage can be purchased through licensed health insurance salespeople, known as agents or brokers. Independent agents and brokers sell insurance plans from many companies, and they are able to help you find the coverage that best suits your individual needs.
Agents and brokers also provide service on the policies they have sold, and can help you process claims or with anything else you need regarding your policy. The insurance companies for which agents and brokers sell coverage pay them a commission for their work, so you will not be charged a direct fee if you want to use the services of an agent or broker. You can find agents and brokers who sell individual coverage via the Internet, or you may prefer to consult with one in person.
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